Archive for the 'save money' Category
Fuel Price a Scam?
How is it that the price of LPG varies when petrol barrel prices go up?
Petrol stations are quick to put the price of LPG up when barrel prices of petrol go up. Recently when petrol went from $1.33 odd to around $1.60 the price of LPG rose from 55 cents to 69 cents, an increase of around 25%. But now that petrol has come back down in price there are only a few service stations that have changed the LPG price back down to 59 cents. Well they can say all they like that there is no price collusion on petrol and when the ACCC investigate the fluctuations stop for a couple of weeks and then they are at it again.
Now to top that off, the other day around Logan in Brisbane I filled up with LPG for 61.9cents while the same brand service station on the other side of the road had their LPG advertised at 79.9 cents a liter, this is a whopping 29% difference. If the price of any other product varied by this much there would be an out cry.
So my challenge to the Australian government is to regulate LPG to a level that would make it so attractive that more people will convert to the cleaner fuel of LPG.
If LPG was 25 cents per liter wouldn’t you convert your car?
No commentsRecession Proof, Local advertising A Must.
In today’s climate of business, that is a declining market as the USA appears to be going in to recession, it is important to start advertising again. Over the last couple of years I have decreased the amount of a publicity, that I need to do as the economic climate has been great.
Now that economic climate is starting to slow down again my massage business is one of the first that will be affected as it is a luxury for most people.
Some people have already started to cut back from a massage a week to one every fortnight. This has once again brought me to the point of looking for places to promote my business.
In the past I have advertised in a periodical that was delivered in the local area. It is expensive but dose work to some degree, the problem I have with this is that the majority of my clients come from within 5 kilometers of my clinic and we live on the boundary for the periodical which in effect cuts down the power of my publicity by half.
Recently I came across a web site, that uses special mapping where the search area is centered on the location that you live or work in and the search distance can be varied so as to give the user control over the search. As an advertiser this means that my business is targeting the people who are looking for my product in the area that my clinic is in.
Local Advertising on the Internet is becoming more and more popular as the younger generation grows up; they are more familiar with how to find what they are looking for in cyber space.
In today’s climate of business, that is a declining market as the USA appears to be going in to recession, it is important to start advertising again. Over the last couple of years I have decreased the amount of a publicity, that I need to do as the economic climate has been great. Now that economic climate is starting to slow down again my massage business is one of the first that will be affected as it is a luxury for most people.
Tracy
No commentsReducing the Fuel Bill.
When driving around in our car do we think about how to save on Fuel?
- One of the easy ways we can all win is to keep the traffic flowing. If there is a red light ahead there is no point in rushing up to it. Take your foot of the accelerator and coast. If we can keep momentum in our vehicle it will save fuel. The greatest drain on the fuel tank is under acceleration, and the to go even farther from stationary.Therefore if we can slow down a little earlier and maintain some momentum until the light turns green we will save on our fuel consumption.
- Remove unnecessary items from the car. Every bit of weight that is extra in the car is a bit more energy we need to use to make the car accelerate.
- Keeping the tyres pumped up reduces the drag on the road and therefor reduces the energy required to accelerate the vehicle.
- Buy Fuel when the price is on the down side of the fuel cycle.
These tips and many more can be found at www.localspecial.com.au
1 commentThe 10% rule.
When I was young My parents taught me the most valuable lesson ever.
This lesson was to save 10% of what ever I earned and put it away for a rainy day, so that I had money to fall back on if things ever got tough. Then when you have enough to spare you can invest that money.
Through out my working life I have keep to this principle. At some points I even aimed to have one pay period left in the bank as a reserve.(this is especially handy when you only get payed once a month)
Regards Localspecial.com.au
1 commentCredit Card Roundabount.
Far to many young people start of their working life by getting a credit-card and spending up big.
Soon we realise how much money we are giving away to the banks and look for a better deal, of course there are hundreds of other banks who want you to give them the extra money, so they give you a deal you can’t refuse and before you know it you have a bigger debt, and so on and so on.
So how do we get out of this situation? Find a Credit card with the lowest interest you can find, consolidate all your cards to the new account. When you get the new card CUT IT UP.
Now you have a way out, yes you will have to work hard at paying this debt off but soon it will be all worth while.
Brought to you by Localspecial.com.au
No commentsCheaper By the Dozen!!!
On of the easiest ways to save money is to buy in bulk.
When you next go shopping, compare the price of items that are the same brand but of different quantities. The best way to do this is to break the size down into a common figure, grams, milliliters, units. Say we are looking at a 100g tin of coffee compared to a 1000g tin(1kg) . Now if we divide the larger quantity by the smaller we know that there is 10 times the amount. So then if we divide the price of the 1000g tin by 10 and compare it to the price of the smaller we can compare in real terms.
You will nearly always find the larger quantity to be of better value. One of the reasons for this is the packaging, it is about the same for both size tins, but as a percentage of the total price it makes the larger quantity item better value.
This tip brought to you by Localspecial.com.au
No commentsTeach our Young to Budget.
With all the speculation in the US stock market, over bank lending, it would seem that we all need to know how to budget.
One of the most important abilities in life is to be able to control our personal finances. This ability is something that we need to be teaching our kids so that they grow up with good money habits.
The ability to know how much we can afford to spend each week, is of the greatest importance as if we over commit it leads to stress and the loss of assets.
Find other money saving ideas here.
No commentsA Mars Bar and Coke with that.
How often do we go into a service station and come out with more than we went in for?
Next time you go to a servo, just sit there and observe the people coming out of the store. You will be surprised at how many people buy extras. All these extras are marked up by huge percentages. This is where they make their money.
Now one way we can save money is by not buying these extras, out of habit. Just think about what we buy!!!!!! This dosn’t mean we can’t have a treat every now and again.
From localspecial.com.au
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